{"id":2884,"date":"2024-11-17T17:59:55","date_gmt":"2024-11-18T01:59:55","guid":{"rendered":"https:\/\/trustcounsel.law\/?p=2884"},"modified":"2024-11-17T17:09:21","modified_gmt":"2024-11-18T01:09:21","slug":"risks-of-diy-estate-planning","status":"publish","type":"post","link":"https:\/\/trustcounsel.law\/ja\/risks-of-diy-estate-planning\/","title":{"rendered":"DIY\u306b\u3088\u308b\u907a\u7523\u76f8\u7d9a\u5bfe\u7b56\u306e\u30ea\u30b9\u30af"},"content":{"rendered":"

DIY\u306b\u3088\u308b\u76f8\u7d9a\u5bfe\u7b56\u306e\u6f5c\u5728\u7684\u306a\u30ea\u30b9\u30af\u3068\u306f\uff1f<\/strong><\/p>\n

There are lots of online ‘Do It Yourself’ estate planning solutions, all promising to save you time and money. It’s true that you can choose one of these, and receive a quick and easy estate plan in minutes.<\/p>\n

\u7d50\u679c\u3068\u3057\u3066\u5f97\u3089\u308c\u308b\u66f8\u985e\u306f\u898b\u6804\u3048\u304c\u826f\u304f\u3001\u554f\u984c\u306a\u3044\u3088\u3046\u306b\u601d\u3048\u308b\u304b\u3082\u3057\u308c\u306a\u3044\u304c\u3001\u4f55\u5e74\u3082\u306e\u9593\u898b\u904e\u3054\u3055\u308c\u308b\u91cd\u5927\u306a\u8aa4\u308a\u3092\u542b\u3093\u3067\u3044\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u3001\u5bb6\u65cf\u304c\u672c\u5f53\u306b\u305d\u306e\u6a5f\u80fd\u304c\u5fc5\u8981\u306b\u306a\u3063\u305f\u6642\u306b\u521d\u3081\u3066\u8868\u9762\u5316\u3059\u308b\u306e\u3060\u3002.<\/p>\n

Unfortunately, these “fast” and “simple” solutions often result in invalid, ambiguous, or contradictory plans, costing far more too fix, and creating confusion and heartache for the ones you are trying to protect.<\/p>\n

DIY\u306e\u76f8\u7d9a\u30fb\u907a\u8a00\u8a08\u753b\u306b\u306f\u30ea\u30b9\u30af\u304c\u3042\u308b<\/strong><\/p>\n

Do It Yourself estate planning is risky for both what it does offer, and for what it doesn’t. Many feature a ‘Last Will and Tesament’ as the centerpiece of a plan. Although wills are important, they don’t avoid probate, provide no protection from third-party claims and creditors, and do nothing to protect your home in the event that you have expensive long-term care needs.<\/p>\n

DIY estate plans don’t offer these 8 important safeguards:<\/strong><\/p>\n

1. \u7bc0\u7a0e\u5bfe\u7b56<\/strong> – A basic DIY plan will likely not provide tax savings or avoidance. They are often less flexible in providing contingencies or conditions for the distribution of your property to loved ones.<\/p>\n

2. \u3042\u306a\u305f\u3068\u3054\u5bb6\u65cf\u306b\u6700\u9069\u306a\u8981\u7d20\u306b\u95a2\u3059\u308b\u30a2\u30c9\u30d0\u30a4\u30b9<\/strong> – A professional who understands trusts can help you navigate whether you need a revocable or irrevocable trust – or both.<\/p>\n

3. \u8cc7\u7523\u306e\u9069\u5207\u306a\u5206\u985e\u306b\u95a2\u3059\u308b\u30a2\u30c9\u30d0\u30a4\u30b9<\/strong> – A professional will help you categorize your assets, determine which assets avoid probate, and which assets may be best suited in a trust to protect you and your loved ones during your life and after you are gone.<\/p>\n

4. \u907a\u8a00\u66f8\u306e\u4fdd\u5168<\/strong> – An attorney who drafts your plan often can store and safeguard your will so it is not lost. Many states have a presumption that a misplaced will is destroyed.<\/p>\n

5. \u7d1b\u4e89\u89e3\u6c7a\u30b5\u30dd\u30fc\u30c8<\/strong> – If a dispute arises, an attorney will be available to explain or even testify to your intentions.<\/p>\n

6. \u6cd5\u6539\u6b63\u6642\u306e\u30a2\u30c3\u30d7\u30c7\u30fc\u30c8\u306b\u95a2\u3059\u308b\u30a2\u30c9\u30d0\u30a4\u30b9\u3068\u30b5\u30dd\u30fc\u30c8<\/strong> – Even though DIY websites could have attorneys create the boilerplate templates, their service ends when they are delivered, and are unlikely to be updated to address changes in the law.<\/p>\n

7. \u6cd5\u7684\u8981\u4ef6\u304c\u6e80\u305f\u3055\u308c\u3066\u3044\u308b\u3053\u3068\u306e\u78ba\u8a3c<\/strong> – States, and different estate plan documents, often have specific requirements for execution, notarization and witnesses. If done improperly, simple mistakes can negate all of your hard work. Working with a professional to draft and help execute your estate plan will help ensure that your intentions, legacy, and documents will be upheld when the time comes.<\/p>\n

8. \u7af6\u5408\u6761\u9805\u306e\u5206\u6790<\/strong> – Estate planning can often be complex, with many provisions impacting other provisions in a document. Without a proper understanding of the document, these contradictions may lead to ambiguity and mistakes. A DIY estate plan may not catch these conflicts if not drafted correctly.<\/p>\n

DIY\u30d7\u30e9\u30f3\u306e\u753b\u4e00\u7684\u306a\u30a2\u30d7\u30ed\u30fc\u30c1\u306f\u3001\u8fc5\u901f\u304b\u3064\u5b89\u4fa1\u306b\u6e08\u3080\u3053\u3068\u3067\u507d\u308a\u306e\u5b89\u5fc3\u611f\u3092\u4e0e\u3048\u3066\u3057\u307e\u3046\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u7d50\u5c40\u306e\u3068\u3053\u308d\u3001\u6b8b\u3055\u308c\u305f\u5bb6\u65cf\u306b\u5f8c\u59cb\u672b\u3092\u62bc\u3057\u4ed8\u3051\u308b\u3053\u3068\u306b\u306a\u308a\u304b\u306d\u307e\u305b\u3093\u3002.<\/p>\n

DIY Estate Plans Just Don’t Keep Up With Life Changes<\/strong><\/p>\n

In our experience, most families have many changes in either their assets, dynamics, relationships or health over time. An estate plan created online may work for you and your family when it was initially drafted, but it doesn’t grow and change with your family. Life experiences are constantly changing; there are new family members, divorces, disabilities, and unfortunately, deaths.<\/p>\n

\u5909\u66f4\u306f\u8a08\u753b\u306b\u3069\u306e\u3088\u3046\u306a\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u304b<\/strong><\/p>\n

\u751f\u524d\u8d08\u4e0e\u306f\u3057\u3070\u3057\u3070\u76f8\u7d9a\u4eba\u306e\u9593\u306b\u4e0d\u5e73\u7b49\u3092\u751f\u307f\u51fa\u3059<\/strong> – Gifts may be made to beneficiaries during their lifetime, which you may want to be counted in your final distributions. Without such a specific provision in your plan, it may be very difficult to accomplish.<\/p>\n

\u8cc7\u7523\u8a55\u4fa1\u984d\u306e\u5909\u52d5\u306f\u4e88\u671f\u305b\u306c\u4e0d\u5747\u8861\u3092\u751f\u307f\u51fa\u3059\u53ef\u80fd\u6027\u304c\u3042\u308b<\/strong> – What happens if your will designates specific property to specified heirs, but over time, one asset grows while another is depleted? These imbalances could result in unanticipated unequal distributions at death.<\/p>\n

\u96e2\u5a5a\u306f\u671f\u5f85\u306b\u60aa\u5f71\u97ff\u3092\u53ca\u307c\u3059\u53ef\u80fd\u6027\u304c\u3042\u308b<\/strong> – If a couple gets divorced, but may not address who will receive the distributions instead.<\/p>\n

\u672a\u6210\u5e74\u306e\u304a\u5b50\u69d8\u3078\u306e\u682a\u5f0f\u306e\u7a81\u7136\u306e\u79fb\u8ee2<\/strong> – Without proper planning, a court may have to get involved to determine who may act as a guardian for the child’s assets.<\/p>\n

\u3053\u308c\u3089\u306e\u3001\u3042\u308b\u3044\u306f\u305d\u306e\u4ed6\u306e\u751f\u6d3b\u4e0a\u306e\u5909\u5316\u306f\u3001\u5bb6\u65cf\u95a2\u4fc2\u3092\u7834\u58ca\u3057\u3001\u610f\u56f3\u305b\u3056\u308b\u4e0d\u516c\u5e73\u306a\u5206\u914d\u3092\u3082\u305f\u3089\u3057\u3001\u3055\u3089\u306b\u306f\u8cbb\u7528\u304c\u304b\u304b\u308b\u304b\u3001\u3042\u308b\u3044\u306f\u6575\u5bfe\u7684\u306a\u8a34\u8a1f\u3092\u5f15\u304d\u8d77\u3053\u3059\u53ef\u80fd\u6027\u304c\u3042\u308b\u3002.<\/p>\n

\u4e00\u65b9\u3067\u3001\u5c02\u9580\u5bb6\u3068\u4e00\u7dd2\u306b\u907a\u7523\u76f8\u7d9a\u30d7\u30e9\u30f3\u3092\u4f5c\u6210\u3059\u308c\u3070\u3001\u56f0\u96e3\u306a\u6c7a\u65ad\u306b\u3064\u3044\u3066\u306e\u30a2\u30c9\u30d0\u30a4\u30b9\u3092\u53d7\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u5c02\u9580\u5bb6\u306f\u3001\u307e\u3060\u898b\u306c\u5c06\u6765\u306e\u8ab2\u984c\u306b\u5bfe\u51e6\u3057\u3001\u554f\u984c\u304c\u751f\u3058\u305f\u969b\u306b\u3082\u907a\u7523\u76f8\u7d9a\u30d7\u30e9\u30f3\u3092\u7d99\u7d9a\u7684\u306b\u30b5\u30dd\u30fc\u30c8\u3057\u3066\u304f\u308c\u307e\u3059\u3002.<\/p>\n

\u6642\u9593\u3068\u7bc0\u7d04\u306e\u898b\u8fbc\u307f\u306f\u9b45\u529b\u7684\u3067\u3059\u304c\u3001\u81ea\u5206\u3067\u884c\u3046\u76f8\u7d9a\u5bfe\u7b56\uff08DIY\uff09\u306e\u60b2\u60e8\u306a\u5931\u6557\u8ac7\u306f\u907f\u3051\u3066\u304f\u3060\u3055\u3044\u3002\u7d50\u5c40\u306e\u3068\u3053\u308d\u3001\u81ea\u5206\u3067\u4f5c\u6210\u3057\u305f\u8a08\u753b\u306f\u3001\u907a\u3055\u308c\u305f\u5bb6\u65cf\u306b\u8ffd\u52a0\u306e\u6df7\u4e71\u3001\u8cbb\u7528\u3001\u305d\u3057\u3066\u30b9\u30c8\u30ec\u30b9\u3092\u3082\u305f\u3089\u3059\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u76f8\u7d9a\u5bfe\u7b56\u306f\u3042\u306a\u305f\u306e\u907a\u5fd7\u3092\u4f1d\u3048\u3001\u907a\u3055\u308c\u305f\u5bb6\u65cf\u306b\u6c38\u7d9a\u7684\u306a\u611f\u60c5\u7684\u30fb\u7d4c\u6e08\u7684\u5f71\u97ff\u3092\u53ca\u307c\u3059\u3082\u306e\u3067\u3059\u3002.<\/p>\n

Look to us for support – now, and into the future.<\/p>\n

At TrustCounsel Law we provide every client with a personalized, professionally drafted estate plan designed to protect them, their loved ones, and the legacy they’ve worked their entire life building.<\/p>\n

\u5730\u57df\u793e\u4f1a\u306b\u3053\u306e\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3067\u304d\u308b\u3053\u3068\u306f\u3001\u79c1\u3069\u3082\u306e\u3053\u306e\u4e0a\u306a\u3044\u5149\u6804\u3067\u3059\u3002\u7686\u69d8\u3068\u3054\u5bb6\u65cf\u306e\u304a\u5f79\u306b\u7acb\u3066\u308b\u6a5f\u4f1a\u3092\u3044\u305f\u3060\u304d\u307e\u3057\u305f\u3053\u3068\u306b\u3001\u5fc3\u3088\u308a\u611f\u8b1d\u7533\u3057\u4e0a\u3052\u307e\u3059\u3002.<\/p>\n

\u7121\u6599\u76f8\u8ac7\u306f (949) 505-9494 \u307e\u3067\u304a\u96fb\u8a71\u304f\u3060\u3055\u3044\u3002.<\/strong><\/p>","protected":false},"excerpt":{"rendered":"

DIY\u306b\u3088\u308b\u751f\u524d\u76f8\u7d9a\u5bfe\u7b56\uff08\u907a\u7523\u76f8\u7d9a\u624b\u7d9a\u304d\uff09\u306e\u6f5c\u5728\u7684\u306a\u30ea\u30b9\u30af\u3068\u306f\uff1f\n\u6642\u9593\u3068\u8cbb\u7528\u306e\u7bc0\u7d04\u3092\u7d04\u675f\u3059\u308b\u30aa\u30f3\u30e9\u30a4\u30f3\u306e\u300cDIY\u578b\u300d\u751f\u524d\u76f8\u7d9a\u5bfe\u7b56\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306f\u6570\u591a\u304f\u5b58\u5728\u3057\u307e\u3059\u3002\u78ba\u304b\u306b\u3053\u308c\u3089\u3092\u9078\u629e\u3059\u308c\u3070\u3001\u308f\u305a\u304b\u6570\u5206\u3067\u8fc5\u901f\u304b\u3064\u7c21\u5358\u306b\u76f8\u7d9a\u30d7\u30e9\u30f3\u3092\u4f5c\u6210\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u51fa\u6765\u4e0a\u304c\u3063\u305f\u66f8\u985e\u306f\u898b\u305f\u76ee\u3082\u826f\u304f\u3001\u554f\u984c\u306a\u3044\u3088\u3046\u306b\u601d\u3048\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u305d\u308c\u3089\u306f\u2026 <\/p>\n

\u3082\u3063\u3068\u8aad\u3080<\/a><\/p>","protected":false},"author":1,"featured_media":2888,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[461,451],"tags":[],"class_list":["post-2884","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ep-mistakes","category-general-ep"],"acf":[],"acpt":null,"_links":{"self":[{"href":"https:\/\/trustcounsel.law\/ja\/wp-json\/wp\/v2\/posts\/2884","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trustcounsel.law\/ja\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trustcounsel.law\/ja\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trustcounsel.law\/ja\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/trustcounsel.law\/ja\/wp-json\/wp\/v2\/comments?post=2884"}],"version-history":[{"count":5,"href":"https:\/\/trustcounsel.law\/ja\/wp-json\/wp\/v2\/posts\/2884\/revisions"}],"predecessor-version":[{"id":2926,"href":"https:\/\/trustcounsel.law\/ja\/wp-json\/wp\/v2\/posts\/2884\/revisions\/2926"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trustcounsel.law\/ja\/wp-json\/wp\/v2\/media\/2888"}],"wp:attachment":[{"href":"https:\/\/trustcounsel.law\/ja\/wp-json\/wp\/v2\/media?parent=2884"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trustcounsel.law\/ja\/wp-json\/wp\/v2\/categories?post=2884"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trustcounsel.law\/ja\/wp-json\/wp\/v2\/tags?post=2884"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}